10 More Reasons You Need to Quit Your Job Right Now!

men

The other day I met a guy who had worked for 38 years at GM. He wasn’t in the union and he wasn’t a high level executive. So consequently, when the rock of corporate safety in America over the past century went bankrupt he got nothing. No pension, no insurance, no savings. The unions got their money. The high level execs got their golden parachutes. the 30,000 in the middle got nothing.

“I thought it was safe,” he told me. “I thought nothing could touch me.”

The American religion wants you to believe that corporate safety is here, that its going to protect you and your white picket fence and your framed college degree. But its a lie. The government doesn’t care about you. Your bosses don’t care about you. And when the desert that rises up to claim you back into its dust, you’ll disappear and nobody will wonder about your accomplishments and the things you are most proud of.

Even when I had the best job ever, the job that was the best time in my life, I still had to consider: how am I going to escape this.

Most people need to begin their ext strategy RIGHT NOW:

So here’s the 10 reasons you need to quit your job right now. And below that I have the methods for doing it.

Read More: The 100 Rules for Being an Entrepreneur 

1)      Safety. We used to think you get a corporate job, you rise up, you get promoted, maybe you move horizontally to another division or a similar company, you get promoted again, and eventually you retire with enough savings in your IRA. That’s all gone. That myth disappeared in 2008. It really never existed but now we know it’s a myth. Corporate CEOs kept their billion dollar salaries and laid off about 20 million people and sent the jobs to China. Fine, don’t complain or blame other people. But your job is not safe.

2)      Home. Everyone thinks they need a safe job so they can save up to buy a home and also qualify for a mortgage. Mortgage lenders at the banks like people who are like them – other people locked in cubicle prison.  Well now you don’t need to worry about that. Here’s why you should never own a home in the first place. Save yourself the stress.

3)      College. Everyone thinks they need to save up to send their kids to college. Depending on how many kids you have and where you want them to go to college it could cost millions. Well now we know you don’t need to send your kid to college. So you don’t need to stress about that money anymore.

4)      Their boss. Most people don’t like their boss. Its like any relationship. Most of the time you get into a relationship for the wrong reasons. Eventually you’re unhappy. And if you don’t get out, you become miserable and scarred for life.

5)      Their coworkers. See above.

6)      Fear. We have such a high unemployment rate, people are afraid if they leave the job they are miserable at, they won’t be able to get a job. This is true if you just walk into your boss’s office and pee on his desk and get fired.  But its not true if you prepare well. More on that in a bit.

7)      The Work. Most people don’t like the work they do. They spend 4 years going to college, another few years in graduate school, and then they think they have to use that law degree, business degree, architecture degree and then guess what? They hate it. But they don’t want to admit it. They feel guilty. They are in debt. No problem. Read on.

8)      Bad things happen. All the stuff I mention in the post “10 Reasons You Need to Quit Your Job” start to happen. And it gets worse and worse. You don’t want to look back at your life and say, “man, those were the worst 45 years of my life.” That wouldn’t feel good.

9)      The economy is about to boom.  I don’t care if you believe this or not. Stop reading the newspaper so much. The newspapers are trying to scare you. Bernanke just printed up a trillion dollars and airlifted it onto the US economy. Who is going to scoop that up. You in your cubicle? Think again.

10)   Your job has clamped your creativity. You do the same thing every day. You want to be jolted, refreshed, rejuvenated.

Note: some people love their jobs. This is not for them but the 90% who don’t.

So: Henry and Aaron asked a good question: you still need to support yourself, you still need to support your family, you can’t just walk into your boss’s office and quit.

Good point. You need to prepare. Its like training for the Olympics if you feel now is the time to move on from your job. You need to be physically ready, emotionally (don’t quit your job and get divorced on the same day for instance), mentally (get your idea muscle in shape) and spirituall all ready.

The posts that will help you quit your job. To quit, at least follow the ideas in the first post:

In the above link, it’s not about starting a business. It’s about finding what your frontier is, how to explore it, how to test the waters and move beyond it. I’m not saying I can do this. I’ve hit my boundary so many times and bounced off that I have six broken noses to show for it.

Some notes on this post:

Note #1: I get a lot of criticisms from anonymous people in the Yahoo message boards. Claudia begs me, “Don’t look at the message boards unless you talk to me first.” Because she knows I’m an addict. I tell her ‘ok’ but I know I’m going to look. Because that’s what addicts do.

Note #2: Sometimes people criticize the “list” format in these posts. “10 reasons” for this. “10 reasons” for that. About 20% of my posts are lists. Not so much. Read “The Power of Hypnosis” or “The Tooth” for two recent non-list posts. And Charlton Heston clearly didn’t mind lists when he came down from Mt. Sinai with “The 10 Commandments”, the very first blog post. 3500 years later and still getting clicks.

(the first blogger)

I don’t mind when people critique me when they’ve lost, quit, or have been fired from as many jobs as I have. Or lost a home. Tried to raise two kids with almost nothing. Been as desperately unhappy as sometimes I’ve been. This doesn’t qualify me for anything, of course. Maybe it disqualifies me. Who cares?  A lot of people have had much worse than me. And I’ve been very blessed as well.

Sometimes  you can build back up. And sometimes you just think, “How the hell did this happen to me again”.  You can criticize me on Yahoo message boards. You can critique lists if you think you have some better way of helping people.  My goal in these posts is to help people maybe think for a split second they can reduce some stress in their lives, they don’t have to go through what I went through, they can throw themselves into experience and still come back alive, and at the end of the day, they can use some of these ideas to live a better and more fulfilling life. I’ve had that experience and I like to write about it.

Later tonight I’m going to give my two daughters, nine and twelve years old, two choices and ONLY two choices. Either they watch “Star Wars” with me or they watch “Schindler’s List”. And if they don’t like either choice then maybe I’ll just sit by the TV with some ice cream and watch all by myself.

 

Read More: The 100 Rules for Being an Entrepreneur 

 

 

 

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  • Rich_Mkto

    James-

    Although I agree that taking a leap of faith and quitting your job to run your own business rather than drowning in corporate bureaucracy is sensible and most prople will be reqarded for the leap of faith (and I have done it so I no of what I speak), there are a few problems:

    1) if 90% of people quit there jobs and ran their own companies that leaves only 10% of the working poulation left to staff these companies so the math will tell you that the great majority of these companies will be one man shows (which I can assure you will be a lot of work);

    2) Its not for everyone. I don’t agree thast 90% of the people in this world are the self employed entreprenuerial types. Many people I talk to say “I want to work from 9 to 5, have someone tell me what to do and leave the ultimate responsibility to them, and hit the bar for happy hour and not give my job another thought until I show up the next morning asnd am told what to do again”. I don’t agree but thats what many preach.

    The other thing about you, from reading some of your posts, is you kind of live in a different world. Most people in most communities are not in any position to finagle themselves into the middle of million dollar deals and take a piece of the pie for themselves while playing chess for 3 hours a day. Your connections and skill have given you plenty of opportunities for easy money, but again the math will tell you that those opportunities can only exist for a few.

    Its like you say, Benanke printed 600 billion and your going to get yourself a piece of that. One of the problems in the country is that having “first access to money” conveys many opportunities. The Large banks that were on the verge of bankruptcy due to bad bets are given “first access” and most of the profits available do not extend very far down the chain.

    Not much of it finds its way to Mankato MN anyway…

    • Symike

      Good argument for leaving Mankato and heading to a big coastal city as soon as possible.

      • Rich_Mkto

        Well, maybe, but having 310 million people move to either New York or Silicone Valley so they can get their share of the cake does not seem like it will accomplish much except drive up the cost of rents. The large farming operations can stay, though, they’ll do fine..

        • http://pulse.yahoo.com/_W7DNYX3Y6RZK7JBRP5SYBYG4TE RockStar

          Thanks to the Internet you don’t have to move to get your share of cake and James knows full well that although his article may be directed at or applicable to 90% of the population, now way will 90% respond favorably, your post as an example of that.

          If you don’t see the possibility or believe it exists (for you), you don’t attempt it and therefore you are correct, it won’t work for you because you won’t work for it.

          Also, being a success coach, NO ONE tells me they want to work 9-5 these days, and I deal with clients across the country.

          • Rich_Mkto

            Hey Rock Star, like I said in my post I have done it, I left what would be considered a very secure 9-5 executive banking job after 15 years and have run my own company for 8 years now while I had a wife and kids to feed. So I have done it and agree it can work.

            My point was it won’t work for 90% of the population as James recommends it for, and I would disagree with you I have hired many (both in banking and now, who just want to work 9 to 5 and leave their work behind when they are done). My dad did it for 50 years and believed in it. So it’s different strokes for different folks and that is what makes the world go, as they say.

            The other point is it will rarely work to the degree it may have worked for James, in the sense that you need the right skillset, some luck, location and connections…and lets be honest, you cant have 300 million multi-millionaires in this country – unless the fed keeps printing, but not sure what a loaf of bread may cost then.

  • X2481632

    Yeah, I hope he was just kidding about making young kids watch Schindler’s List or was trying to make sure the “choice” yielded Star Wars.

  • http://wealthadviseruk.blogspot.com/ Gary_UK

    9) The economy is about to boom. I don’t care if you believe this or not. Stop reading the newspaper so much. The newspapers are trying to scare you. Bernanke just printed up a trillion dollars and airlifted it onto the US economy. Who is going to scoop that up. You in your cubicle? Think again.

    Please, please, this is so irresponsible. That trillion dollars has already gone, it’s been blown by the speculators bidding up oil, gold, and food (and stocks).
    Why do you all think the middle east and North Africa have suddenly started revolutions: they can no longer afford to feed themselves.

    The price increases have GUARANTEED another recession the world over. Quitting your job now would be madness, anyone that can hold on to ANY job will be doing well in the next 10 years.
    One day, Chairman Bernanke will go down in history as the man who put the final nails in the coffin of the USA.

    PS, did you know property prices dropped 25% in Beijing in ONE month. That’s a great big bubble bursting.

    • http://www.fourpillars.net Danny

      Well, money is never ‘blown’, even if it is wasted it always ends up in some pockets or other.
      So we better asks ourselves : where does it go?
      Now, as long as the USA runs $50 billion monthly deficits it is quite easy to see what a trillion dollars will do: after 20 months it will have left the country.
      So the only thing that may boom could be the Asian matresses where these dollars get stashed away.
      And then they can try the next trillion…

      • http://wealthadviseruk.blogspot.com/ Gary_UK

        http://www.marketoracle.co.uk/Article26788.html

        Your ‘money’, the US dollar has been ‘blown’ for decades. It’s heading all the way to worthless. Wake up to reality, within 10 years the US will experience hyperinflation, as your politicians rescue the banks again and again, via TARP2, QE5 -15 etc.

        And I think you’l find the Asian folk know a little better, they buy Gold.

        As for money never being blown, have a look at Iceland, Ireland, Greece, Japan: money is ‘blown’ all of the time, just make it cheap and plentiful, and it will be speculated away. Ask Dick Fuld if you don’t believe me.

        I suggest you stick to Asian astrology, although I doubt that will be much in demand when America finally reaches 3rd world status in the next 5 years.

        • http://www.fourpillars.net Danny

          I live in Europe, so the dollar is not ‘my’ money.
          Money is not ‘blown’ or ‘speculated away’. If some speculator loses money then that money is not gone, it is some other speculator’s gain. So that’s only a zero sum game. Is not a problem.

          You are right that (hyper)inflation is a risk, and it is a risk exactly because money doesn’t get blown. The trillion dollar freshly created $ was not blown away, it has ended up in bank accounts here and there and will go on sloshing around, potentially driving up prices..
          That’s why mr Altucher thinks an economic boom will result, because he hopes this trillion $ will stimulate the economy.
          But that’s not a given. This trillion $ will have left the USA within 20 months, probably ending up in accounts in Asia and elsewhere. Then it depends what happens with it next. Will they spend it? Or will it just stay in their accounts? If they don’t spend it, then this trillion $ will not create any boom. Then it only leaves the USA $1 trillion deeper in debt.

          By the way, what has Asian astrology to do with it?
          Is it not allowed in your part of the world to have more than one field of interest?

          • http://wealthadviseruk.blogspot.com/ Gary_UK

            You clearly have no idea how ‘money’ works.

            A quick example, as simple as it can be. A bank lends $5 million to a developer in Ireland. They build a load of unwanted houses. No-one buys the houses. The developer goes bust. The bank doesn’t get its loan back. Money is destroyed.

            The Fed is desperate to keep the debt bubble inflated. It will keep printing. Printing new money does not EVER create wealth or growth, it just devalues the currency.

            I suspect you do not grasp any of these simple concepts, and don’t realise the Altucher is part of the big game. Rest assured he has something to sell. It will end in tears.

            Just start reading Zerohedge if you are really willing to open your mind.

            Good luck.

          • http://www.fourpillars.net Danny

            In your example that money ($5 million) was not destroyed. It has gone to the suppliers of building materials, maybe to the seller of the land, and into wages for the workers that built these unwanted homes. Things like that.
            And if none of these people were paid for their work, then the borrowed $5 million should still be in the busted developer’s accounts.
            So that $5 million is still fully around, spread out over a number of different bank accounts.
            The bank eats a loss on its loan, but that $5 million is not gone.

            You seem to assume that you are the only one here who knows a few things about economy.
            Well, you are welcome to check out my blog (financial astrology), maybe it will open your mind.
            Here is a recent article: http://tinyurl.com/6fc88x9

          • http://wealthadviseruk.blogspot.com/ Gary_UK

            You are simply wrong.

            A proportion of the $5million gets spent. The bank lose their money, The balance is tied up in the land/buildings that are falling in value. That’s asset deflation. Money simply vanishes.
            It’s why fractional banking is always doomed to fail violently once the bubble bursts.
            I’m not interested in linking astrology to anything thank (mumbo jumbo nonsense).
            Anyway, let’s see how the next few years plays out, see who is right. Mr sell-side Altucher and his sidekick, or me.

          • http://www.fourpillars.net Danny

            So, and what does it mean if a portion of that $5 million gets ‘spent’?
            It means that again other people have been paid with it. So then the money has moved into their accounts.
            The bank has a loss on the loan, the $5 million has been paid out to workers and suppliers, and the houses are still there and somebody’s property.
            The money has not vanished.
            That $5 million keeps going round in the economy.
            That’s why it is inflationary.

          • FrTony

            Wow Danny, I took the link to your site, and I have to say I tried, I honestly tried to read and understand anything that I read on your site, and my Lord as my witness, I could not and did not understand anything you tried to explain on the site about how the moon has anything to do with the Stock Market and how it does on trading. I honestly am not trying to make a joke out of this, but I am so wanting to understand either stocks or to start up something so that I no longer have to work in the corporate world, but own something of my own, and I was hoping that your link was maybe something that was going to help me understand staocks a bit more, but HA… lol It didn’t, but thank you anyways. God bless’ Fr.Tony

          • http://www.fourpillars.net Danny

            To understand my blog you will have to read the main site: http://www.LunaticTrader.com
            Go to the ‘how it works’ page and read on.
            This is based on over 60 years of market data, and we also provide links to work done by other researchers who have observed just the same phenomenon.
            To see how trading with the lunar phases has done in the recent years, just go to the performance page on my blog. Yes, you could have beaten the market while only being invested half of the time.
            I don’t care that people laugh at the idea of financial astrology.
            Take a look how it has worked for 60 years, then laugh if you want.
            I am laughing too.
            Thks.

          • http://pulse.yahoo.com/_V7EVIO3TQXQCS3IV4R4CCKTXHA Justin

            Interesting, but I can’t start reading Zerohedge as I’m already reading Maximumleverage with the tagline “Life is like a box of chocolates” and a picture of Forrest Gump – I can only get financial advice from one fictional character at a time.

            I wouldn’t ask Dick Fuld either – he’s a nutter (just ask any of his former staff) who was buying billions worth of property and companies in 2004/5/6/7, until Lehman collapsed, and 100s of billions worth of MBSs with Zero hedging. He never visited the trading floors or listened to his colleagues, except to tell them the housing market was safe. He was a paper trader and had no idea of economics, just like the crazed PM bugs on ZH;
            ALL CURRENCIES FAIL!! sounds a lot like the claim HOUSING NEVER GOES DOWN!!

            There is inflation, yes. Is it planned? Absolutely. Will it lead to hyperinflation? No but you’ll make a ton on your PMs if you pull enough suckers in and get out at the top. Just like other manias then? Oh yeah.

  • Ablithe

    tim sykes is a d-d-d-d-d-douchebag

  • http://pulse.yahoo.com/_W7DNYX3Y6RZK7JBRP5SYBYG4TE RockStar

    He makes the time, we all have 24 hours in a day, it’s what you do with it that matters.

    I wrote several chapters for a book I’m working on while my friend (an aspiring musician) was glued to the same royal (pain in the) wedding. He chose to use his time differently than I, and I can assure I’ll be more successful than he.

  • lee

    James, do you remember how you felt after seeing Star Wars for first time as a kid in the 70s? All my friends wanted to be astronauts after that including me. Though I also wanted to be a scientist, archictect, and for some odd reason, an Olympic track star.

    • Jonas

      Which one of those are you now?

      • lee

        …software development which is probably as close to science/architecture I’ll ever get. Sometimes toward the end of a run, I’ll sprint the last 50ft and pretend that i’m going fast.

    • Jonas

      Which one of those are you now?

  • Ljnes1

    List the 20 CEOs or high level executives you would like to meet

    Steve Jobs
    Warren Buffett
    Mark Zuckerberg
    Tony Robbins
    Ethan Pagan
    Tim Ferriss
    Mark Cuban
    Steve Wynn
    Steve Pavlina
    Paulo Coelho
    Danny Meyer
    John Hess
    Jack Canfield
    Guy Villavaso / Larry Foles
    Ed Zschau
    A lot of the people I admire the most are dead, flashback to Goodwill Hunting…
    Jim Breyer
    Robert Kiyosaki
    Gary Vaynerchuk
    Larry Page
    Butch Harmon (I don’t much like to play golf, but sometimes I like thinking about golf mechanics and theory)

    Disclaimer- Most of these people I admire, but a few I would like to meet out of curiosity alone.

  • Anonymous

    I have no idea why I wrote this. I wanted to write about creativity, so I thought i would attempt to be creative….

    MOVIE IDEA:
    Title: “Capturing Altucher”
    Plot: James Altucher is randomly captured by pirates who are desperately looking for a hostage in Bermuda.
    Altucher is forced to travel with them. They let him in on the midnight poker game at the hideout.
    He plays in handcuffs. He wins $2700 in the first game alone. When one of the Russian pirate leaders wants to play chess, Altucher volunteers.
    Altucher then proceeds to teach his captors the essence of chess, and he beats the Pirate boss using a move he remembered from a book he had read 25 years ago. He is then threatened and accused of cheating, and scolded for his “lucky win” using some bullshit trick
    Using wit and candor he tells everyone of his life in success and failure. These hardened criminals
    are moved with compassion, and let him go. But not without asking some wall street advice which Altucher gladly gives them, writing down links to his favorite websites and telling them why their kids should not go to college. They agree.
    He exchanges emails with them and promises not to turn them in to the authorities. He never does.
    Altucher then writes in his blog the following morning:

    8 Amazing things I learned in the last 72 Hours

    • http://www.facebook.com/james.altucher James Altucher

      Ha, I’m cracking up.

    • Oewijhgowshg

      NOW I SEE WHAT ALTUCHER WAS SUGGESTING IN LIEU OF A JOB!!!

      • http://www.toddandelin.com Todd_Andelin

        I am watching star trek right now.  How is that for a job?
         

  • http://economicdisconnect.blogspot.com/ GYSC

    Well given my avatar I hope they go with Star Wars!

    I am implementing my summer plan of moving on from my job. I actually feel pretty solid about the decison and after I just got back from vacation I still think its right for me.

  • Kjp712

    The trick is to throw the quit idea out to the 90% of the people. Then reach at least a 10% success rate,pat yourself on the back,smile,and realize you have helped someone.

  • FrTony

    I agree with this guy here… In fact, after reading your post, I think I want to move to Argentina Conyo, lol…

    • Dawn

      I’m right there with you, Tony! Hey, we could get a place & share the expenses! I need out of this country anyway, & from what Conyo says about Argentina, sounds like a pretty great place to retire! :D

  • http://solushunz.in Web Designer Company Lucknow

    The price increases have GUARANTEED another recession the world over. Quitting your job now would be madness, anyone that can hold on to ANY job will be doing well in the next 10 years.
    One day, Chairman Bernanke will go down in history as the man who put the final nails in the coffin of the USA. ..

  • http://www.chiatown.com Chia

    Stop giving away all my secrets! I’ve been living the entrepreneurial lifestyle for a while now. Am I stupid rich? Nope. Am I happy? For the most part. Most people don’t realize how fulfilling it can be…oh you know…doing things you want, rather than sitting in the lifeless cube being another cog in the machine and not being appreciated.

    Once again, well done James.

    • http://www.facebook.com/james.altucher James Altucher

      Chia, believe me, no secrets are being given away. I can write all day long but ultimately people only listen to what they want to hear. You are very fortunate to have been able to do what you wanted to do. Thanks for commenting here.

  • Jonas

    Well, I have a house with a mortgage way higher than what I could possibly flog the house for(bought at the market top), had a divorce and ended up with the underwater property that costs me a fortune a month to pay for. of course I also have to pay alimony for a kid and an ex wife… *sigh*. During our marriage I was pushed to seek out the highest paying work I could find(which is where I’m now), while my ex stopped working complaining about illness, then boom divorce lawyers of hers decended upon me. Seems that alimony is calculated as difference in salary between her and me, well at that point I understood the plot.
    But how the heck to I get out of this miserable state of affairs? I have to change jobs(I can’t stand my current job, it’s really making me sick), but I can’t lower my salary as the court won’t allow any adjustments to the alimony if I quit myself(they will then claim it was my own choice). And I can’t get rid of the house to lower costs so that I can get a job I actually like even if it pays less.. Finding a better paying job is also about impossible as I have a top salary in my field of business. The only way I can think of is to pee in the bosses desk and have him fire me, then moan to the court about being fired so they can lower the alimony freeing up enough room in my expenses to allow for getting a lower paying job, which I actually like.. I’m sure I’m not alone in this situation, I think most people with an ex and kids or with many kids and a housewife feel the same, they are stuck because there’s no financial buffer allowing them to make the change and the legal system works against them…

  • Jonas

    Well, I have a house with a mortgage way higher than what I could possibly flog the house for(bought at the market top), had a divorce and ended up with the underwater property that costs me a fortune a month to pay for. of course I also have to pay alimony for a kid and an ex wife… *sigh*. During our marriage I was pushed to seek out the highest paying work I could find(which is where I’m now), while my ex stopped working complaining about illness, then boom divorce lawyers of hers decended upon me. Seems that alimony is calculated as difference in salary between her and me, well at that point I understood the plot.
    But how the heck to I get out of this miserable state of affairs? I have to change jobs(I can’t stand my current job, it’s really making me sick), but I can’t lower my salary as the court won’t allow any adjustments to the alimony if I quit myself(they will then claim it was my own choice). And I can’t get rid of the house to lower costs so that I can get a job I actually like even if it pays less.. Finding a better paying job is also about impossible as I have a top salary in my field of business. The only way I can think of is to pee in the bosses desk and have him fire me, then moan to the court about being fired so they can lower the alimony freeing up enough room in my expenses to allow for getting a lower paying job, which I actually like.. I’m sure I’m not alone in this situation, I think most people with an ex and kids or with many kids and a housewife feel the same, they are stuck because there’s no financial buffer allowing them to make the change and the legal system works against them…

    • http://www.facebook.com/james.altucher James Altucher

      Jonas, its really hard. There’s no immediate solution and it also sounds like you are angry (I would be also, believe me, I’ve been there).

      Please, please, try the ideas in this post:
      http://www.jamesaltucher.com/2011/02/how-to-be-the-luckiest-guy-on-the-planet-in-4-easy-steps/

      There’s no immediate rush for you. Within six months all will be different.

      • David

        Mr Altucher, please share with me how it would be wise not to purchase a house. What are the benefits of owning a home compared to renting an apartment?

        • eric j

          Actually, you may want to ask the question from a different perspective. “What are the benefits of renting an apartment vs. owning a home?”  How about:

            * Letting someone else take the hit for declining property values
            * Letting someone else take the hit for maintenance (Plan on $150 / month MINIMUM for owning a house – and this single item
                     is something that most homeowners forget to account for in their budgets including long term and short term items)
            * Letting someone else take the hit for increasing property taxes
            * Letting someone else take the hit for compliance with city / county codes
            * Letting someone else take the hit for
            * Not being in debt (assuming you’d be taking a mortgage)
            * Having the flexibility to move or relocate if necessary or desirable
          ________________

            Like anything, there are are a constellation of variables that may influence a choice.  Some considerations on the opposite side of the coin:
            * Would your monthly costs owning be materially less than renting?
            * Would you be able to eliminate your mortgage payment within a few short years (as in 7-12 instead of 20 or 30?)  (As
                   an ‘aside,’ most people, in my opinion, as the wrong questions when applying for mortgages. They ask “What can I
                    be approved for?” instead of the better question of “WHat can I pay off in a few short years inside of a good plan?”
           
           My qualifications to address the question:  I own a mortgage & financial counseling firm and have been in the industry for 17 years.

          Best Regards,Eric J.
          Ej4Expanse@aol.com
           

        • Chris

          People ask me why I don’t get a house and it surprises me–

          I don’t pay water bills
          I don’t have a declining asset (or liability for that matter)
          When an appliance doesn’t work, I call maintenance
          The grounds are kept for me, not by me
          The swimming pool is kept for me, not by me
          Plenty of busty young women
          I pay no property taxes, for which I would derive no benefit
          If I like, I have the freedom to move, instantly and without hooks

          True, I have no home equity (neither do a lot of homeowners)… but the savings in water, home maintenance, property taxes, pool and lawn expenses are used for assets that pay me dividends or interest

        • Jim

          Always buy a house. Never rent anything.

      • Jonas

        Angry… Well I just feel extremely powerless to change the situation. If I quit I’ll loose big time financially and may not ever rise. I live in the Netherlands where there is no “walking away” from a mortgage, I’ll live practically homeless until I’ve paid off what I owe the bank(they’ll take my clothes and sell them if they have to). I’ve quit many jobs in the past and moved to 4 different countries and changed businesses, cultures, languages etc. That doesn’t scare me at all, but breaking the legal web that’s been spun around me bothers me a lot.. Plus the fact that I now have to carry people on my back financially even if I’m unemployed.. I’ll try your four steps, it’s gotta end anyway even if I have to pee on my bosses desk..

        • Asokaddd

           I am  doctor who does not practice (now I am a teacher but it is very boring stuff) and take my advice with pinch of salt..
          I never do counseling, even I am paid.
          This is an exception.
          I must tell you best of my creativity came when I stopped practicing my trade looking after only the sick not looking after healthy kids is abnormal.

          1. Your your kids are healthy I believe and supporting them is not a crime (if your ex-wife takes the money and does not look after them well that is a CRIME).
          The fact that you do not see them may be a good thing and you can concentrate on your well paid job.
          2. I believe your are top notch professional and giving up that job may make you miserable.

          I my case it was  blessing, stop doing postmortem was a blessing.

          3. when you are professional one sometimes does not have an escape route.
          I found two.
          a. One is Linux Computing.
          b. Then writing about (more of blogging).

          4. My job is poorly paid but less stress teaching a thing that is in my bones and second nature and simple.

          5. We had a long drawn out industrial action and I was bored and started gathering my writing and wrote a book for the first time. I never thought I would write a book in my lifetime.
          I had three months of holiday (paid-I had a reserve to last even 6 months) but because i could not leave the place on a vacation, I was self imprisoned.
          The creativity comes when one is trapped like that and you are trapped by legal strings.
          If I were you like Alucher I will write a book (both of you get together and do it, it will be a best seller for this century) stating how bad and how one sided the leagal system is.
          Any correct Legal system should balance the evidence and should not be crude like in your case.
          There are lot more people like you who does not like the legal system which needs reforms.
          You won’t believe my I wrote three books on Linux soon after the strike. I am not a computer man but a simple doc.!
          You are not a legal man but your experience make you a better judge than the one who sat on your case.
          Min you you must not refer to your case (contempt of court and you might en up in prison) in your book but take other relevant information, not necessarily not in your country of residence.
          Or think of a hypothetical country or as a dream (anybody can dream).
          I wrote a book on dreams and in that book all what was relevant to out strike was included and nobody take me to court.
          To get some ideas (business strategy) read my book dreams available in Kindle.
          Amazon Books  Dr.Asoka.
          I believe you need a break and I hope over the last 6 months you had that.
          Good Luck.
          KIT (Keep In Touch) with your friends.
          Dr.Asoka

        • Abhishek Mishra

          Among all this, take a bow for being able to manage this, and for willing to get out of it and not sulk deeper. Good show Jonas. I’d love to be your roommate and share the mortgage, if I weren’t on a different continent!

    • Otbpoc

      Bro,

      Like you I am at my industry’s pay scale top (close enough, anyway), but I haven’t done the divorce thing yet (don’t want to see my wife on the street or squeezed in with her mother et al). I don’t know what to do, and at 50 I’m surprised how many young female friends I have ( a heck of a lot more than at 30).

      Here’s how it “works” for me: My 21-year-old daughter says to take one for the team (her), which I do; and my daughter knows that her life-style and education are far more important to me than a young hottie wife that doesn’t complain about not being able to walk for three days after having sex!

      Enjoy life, and remember your children – they are your heritage!

      OTBPOC

      • Jonas

        Otb, don’t divorce unless your wife is making your life a living hell and you have to in order to protect your sanity. Divorcing because there are younger (more) attractive women around is not a reason. There will always be someone more beautiful or charming, but that’s irrelevant if you made a promise to your wife and family. Maybe you just need to make your wife understand the sacrifices you make for her? Really, don’t divorce, it’s the worst of all options!

    • http://pulse.yahoo.com/_X27MRMRYTPIIHMNR3HVFMRLZPA Lucky.

      OMG… Jonas! I thought I was the only one with this kind of situation. Well, I am actually thinking of going back to court claiming the same “sickness” thing as the ex…. which it truly is. I’ll go to the Dr. a few times to establish a background of my illness, and explain that my swing shift job is making me so ill I can’t work it anymore. Maybe the bias court will have pity on me??? Here’s hoping.

    • http://pulse.yahoo.com/_X27MRMRYTPIIHMNR3HVFMRLZPA Lucky.

      OMG… Jonas! I thought I was the only one with this kind of situation. Well, I am actually thinking of going back to court claiming the same “sickness” thing as the ex…. which it truly is. I’ll go to the Dr. a few times to establish a background of my illness, and explain that my swing shift job is making me so ill I can’t work it anymore. Maybe the bias court will have pity on me??? Here’s hoping.

    • http://pulse.yahoo.com/_X27MRMRYTPIIHMNR3HVFMRLZPA Lucky.

      OMG… Jonas! I thought I was the only one with this kind of situation. Well, I am actually thinking of going back to court claiming the same “sickness” thing as the ex…. which it truly is. I’ll go to the Dr. a few times to establish a background of my illness, and explain that my swing shift job is making me so ill I can’t work it anymore. Maybe the bias court will have pity on me??? Here’s hoping.

    • TwoCents

      Jonas. I feel for your situation and I have a few random suggestions for you that I thought I’d throw out there. Regarding your alimony, you might want to talk to your lawyer and see if you can make an appeal to the court and just explain your situation like you did in your post and see if the court would be willing to make an exception about adjusting your payment. I would try to get this approved before you leave your job, but you could do it after too. Probably a long shot, but all you have to lose is some legal fees. If that doesn’t work I have another idea for you. My friend decided that she wanted to quit her job and start her own business (not in the same industry). She was actually able to convince her boss to lay her off! It’s kind of hard to believe, but true I swear. So I think you should at least start looking for a new job and if you find something, you could give these options a try. Also I was going to suggest something that I’m sure you’ve considered and really don’t want to do, but I think you should consider getting a roommate. I know it’s not a very appealing option, but if it means being able to leave a job you hate which is also making you sick (I was so there), it might be worth it. I hope this helps. Good luck!

  • Nance

    He left out the most important part: “Do what you love!” Don’t read the articles about “the 10 highest paying jobs” or “hottest jobs for the coming years.” Do what YOU want to do even if the pay’s not fabulous and the prestige is low. Get new values.

    It’s not enough to point out the BS – not a revelation either. So you don’t need a house, kids don’t need college, corporate world sucks. What next? Explore your frontier, build back up, get physically, emotionally, spiritually ready? Seems a little vague to me. There are no ideas here, just complaints about the way things are. Old news.

    • http://www.facebook.com/james.altucher James Altucher

      I agree with that Nance.

  • Nance

    He left out the most important part: “Do what you love!” Don’t read the articles about “the 10 highest paying jobs” or “hottest jobs for the coming years.” Do what YOU want to do even if the pay’s not fabulous and the prestige is low. Get new values.

    It’s not enough to point out the BS – not a revelation either. So you don’t need a house, kids don’t need college, corporate world sucks. What next? Explore your frontier, build back up, get physically, emotionally, spiritually ready? Seems a little vague to me. There are no ideas here, just complaints about the way things are. Old news.

  • Felix S

    Your comments are provoking, and some of this makes sense. Some of it is incredibly cynical. I have a hard time feeling any empathy for folks who complain about their lot in life, and broadcast questionable advice based on their own bad choices. And that’s what this is all about – choices. For folks below who reflect upon their current life conditions, it’s choice – were you forced at gunpoint to get married, sign a mortgage, have kids, and so on? Most likely, no. So it’s easy to play the victim card – “society, my Mom, my cousin, my professor, [insert culprit here] made me…”. Or “I was conditioned from a young age to think this was what people do”. Bull. You as a human being have choices. Everybody evolves from childhood to adulthood, and with that comes independent thought and the opportunities to make your own decisions. Take responsibility for the choices you’ve made (some good, some bad), and deal with them. What strikes me about some of this content is that people bemoan their lost independence and freedom. They are are unhappy with responsibilities – kids, jobs, financial obligations. Unless you are independently wealthy, you’re going to have to work, no matter at McDonald’s or a Fortune 100. And with work comes responsibility. Unless you want to live alone, and some people do, you’ll have a significant other, and possibly kids or other dependents. And with that comes responsibility. Bottom line – childhood is probably one of the only times in life we live worry-free, without responsibilities and obligations. Being adult means you have to make choices, and for most people, assume responsibility for your choices.

  • Dawn

    Mr. Altucher:

    I actually HAVE been thinking of leaving my job, but am not sure I can afford to. I don’t work in the corporate world, I work for the County….the Sheriff’s Dept., graveyard shift at the jail….in a clerical capacity….but a great part of the time I do deal with inmates during the booking process. I’ve been with the Sheriff’s Dept. for 6-1/2 years, having spent 7 years with the Probation Dept. before then….having 14 years in with the County this July.

    To tell you the truth, the clerical part of the jail staff is the most poorly-run of all places I’ve ever worked in my life, having been working since 1973. I am to a point that, while getting ready for work, I start tensing up & occasionally become, quite literally, sick to my stomach….I have anxiety attacks just at the mere thought of having to go back into work, & occasionally even cry over it. Obvious signs I need to leave my job, right? (duh!)

    I could retire, but don’t think I’d get enough from my pension to support me, especially if I have to do the whole “COBRA” insurance thing. I don’t live extravagantly. I don’t vacation, don’t buy jewelry (even costume), I don’t buy steaks & roasts, I don’t play the stock market, & I’ve never been able to afford putting my kids through college. I live in an apartment with the usual household bills & have driven the same paid-off vehicle since 1998. I’ll be 56 this month & won’t qualify for Medicare/Medical or Social Security until I reach the age of 65.

    So, my dilemma is whether or not I can afford to “retire,” & not see a doctor for any reason for the next 10 years. Any thoughts?

    • Faudengineer

      For Dawn and the rest: For what it’s worth…your not alone…alot of us feel that way. We find ourselves trying to find one thing to look forward to, just to get us through that “one more day” day. Learning how to calm yourself and very slowly alter your path will begin to give you a sence of hope that most have lost. Hence the anxiety. Bite off small bits and work through each thing one at a time. Try to slowly get into something that requires a workout of some sort to burn off negative energy and fixate on that positive thing you thought of and not that dam work enviornment you go to. This too shall pass….you can talk your way through the anxiety and when it is bad do this. tell your self you will call in sick if you still feel anxious…screw it all. That helps and do it…don’t force yourself to go if you feel like your head will explode…do yourself a treat and text that your not well.
      Most importantly believe in yourself and at least see what might be a workable alternative to the job you currently have, just less stress…how about a brink’s guard driver or personal security supervisor role? Hope this helps…hope you find a seat in the sun shine soon, we all deserve a little better than we have been delt. Give yourself that break. :)

      • Dawn

        Dang! Thanks so much for the response. Nice to know someone that doesn’t even know me kind of gives a crap. (LOL!)

        Yes, I do realize I’m not alone in this situation, even more-so after reading a lot of these posts. Isn’t it sad that society has become what it is these days? I also realize that no matter how much I hate going to work, I am definitely thankful I have a job to go to, unlike so many, many others out there. I try to help the neighborhood “dumpster divers” by giving them cans & plastic they’re looking for &, when I can, hand them a $5 bill with a handful of large trash bags for the things they collect. When I see how appreciative they are just for that, it makes me feel nuts to be complaining at all.

        As far as me, though, I’ve tried to figure out what it is so many people are supposedly doing to earn such great livings running businesses online. I could certainly do whatever, I just don’t know what they do or how to begin. I’d so love to be able to walk away from my job & be home to help my daughter with her babies & do things online to generate a decent living for myself. But, all things in good time, right? I’m sure I’ll figure it out, & hopefully everyone else in this world will, also.

    • Mindssong

      Wow Dawn, I’m so sorry for you! The second paragraph of your post, used to be my life, so I believe there’s hope for you. With the knowledge and experience that you’ve gained you should maybe look into becoming a legal administrative assistant or paralegal. Both of these jobs pay extremely well and I’ve heard can be quite fulfilling and you can actually free-lance. You should look into both fields and see if either might be a match for you. Remember, with prayer and faith in GOD all things are possible! Good Luck and GOD Bless!

      • Dawn

        I’ve often thought of going after a paralegal spot, but at my age (56 this month), I doubt I’d be much in demand, especially after the year or 2 of school/training. I calculated my pension if I were to retire & it only comes to $1,002/month….my rent alone is $995. So doesn’t look much like I’ll be retiring anytime soon. (lol) I do keep God a huge part of my life & listening to Christian radio all the time helps to keep a smile on my face & a song in my heart. But hey, thank you so much for the idea & encouragement. God Bless You!

        • Cmcquilliam

          Have you thought of possibly paying cash for a used travel trailer? It’s not for everyone of course but lot rent and all utilities are lower. There are, of course, pro’s and con’s. It’s even easier to take one off the grid if you are so inclined. Just food for thought.

        • Cmcquilliam

          Have you thought of possibly paying cash for a used travel trailer? It’s not for everyone of course but lot rent and all utilities are lower. There are, of course, pro’s and con’s. It’s even easier to take one off the grid if you are so inclined. Just food for thought.

        • Cmcquilliam

          Have you thought of possibly paying cash for a used travel trailer? It’s not for everyone of course but lot rent and all utilities are lower. There are, of course, pro’s and con’s. It’s even easier to take one off the grid if you are so inclined. Just food for thought.

    • Chris F

      When the idea of going into work starts to make you sick, then you know that the job isn’t worth it.  I’d usually save my sick days until the moment that I just cannot do it and I’ll call in sick (personal sick day).  This usually gets me through another couple of months.  I’m looking into permaculture and starting my own business as an answer.

    • GEorge

      Ginger helps some

  • Lemosf

    The grass is always greener is a myth. If you quit your job for another their is always that one person at your new job that is unhappy. This is an ongoing cycle of ” I’ll do better, I’ll feel better, I will be happier in other type of work”. For every person that moves on their is someonelse to take your place in the job you hated.
    And remember you must build seniority again and regain all that you have lost ( 401k, medical insurance, tenure and maybe start at the bottom of the pay scale.
    Think again, the author of these 10 reasons is set and making money for his thoughts. Don’t be a fool and listen to this advice. It will not work.

  • Lemosf

    The grass is always greener is a myth. If you quit your job for another their is always that one person at your new job that is unhappy. This is an ongoing cycle of ” I’ll do better, I’ll feel better, I will be happier in other type of work”. For every person that moves on their is someonelse to take your place in the job you hated.
    And remember you must build seniority again and regain all that you have lost ( 401k, medical insurance, tenure and maybe start at the bottom of the pay scale.
    Think again, the author of these 10 reasons is set and making money for his thoughts. Don’t be a fool and listen to this advice. It will not work.

  • Lemosf

    The grass is always greener is a myth. If you quit your job for another their is always that one person at your new job that is unhappy. This is an ongoing cycle of ” I’ll do better, I’ll feel better, I will be happier in other type of work”. For every person that moves on their is someonelse to take your place in the job you hated.
    And remember you must build seniority again and regain all that you have lost ( 401k, medical insurance, tenure and maybe start at the bottom of the pay scale.
    Think again, the author of these 10 reasons is set and making money for his thoughts. Don’t be a fool and listen to this advice. It will not work.

  • The_design_place

    Ok…question??? I go in and quite my crappy job I hate. I live in a tiny town – how do I pay my bills, and my rent and buy food? Jobs are scarce and there is nothing available for what I am trained and skilled at. If I quite, unemployment isn’t an option….so how is leaving my job a solution to my problems??? I don’t wanna buy a house, I don’t want a huge corporate career. I’m a simple man with a simple life who just simply cannot make it. How does your method help me get ahead???? Cuz I don’t see it??

    • Jonas

      You have to move. Make the world your “town” and I’m sure there are enough jobs around. If you have any special skills look at Asia(Hong Kong, Singapore, Malaysia, Philippines, Thailand, Macao for example where English is fine).

  • sales…

    I have been struggling about changing careers recently. I dislike my career even though I have been very successful. There is ZERO loyalty from the last 3 companies I have worked for. I am in sales and I was the #1 Sales Representative in the U.S and they still cut commisions because “I made more than my manager”. I enjoy business but no longer want to work for a large company. I feel like I am wasting away and pissing away some of the best years of my life. I want to start my own business but am affraid I will not make enough to support my family. I am at a crossroad just sitting in park waiting to make a choice in my life.

    • Jonas

      Join a small upstart dynamic company run by someone you like and really believe in. You’d have to do it all yourself(there are no “help” structures in those companies, you’re on your own), but you’ll get way closer to the business and maybe get a chance to become part owner of the firm if you are as good as you say.

    • eric j

      There’s no nobility in sticking in a situation that saps your life energy, enthusiasm and creativity.  Make a list of the things you’re passionate about and what type of opportunity you’d like to attract.  And remember these quotes:
       
      Unless you try to do something beyond what you have already mastered, you will never grow. R. Waldo Emerson

      When you are inspired by some great purpose, some extraordinary project, all your thoughts break their bonds;  Your mind transcends limitations, your consciousness expands in every direction, and you find yourself in a new, great and wonderful world.  Dormant forces, faculties and talents become alive, and you discover yourself to be a greater person by far than you ever dreamed yourself to be.” PatanjaliI cheated on my FEARS , broke up with my DOUBTS , got engaged with FAITH , and now I’m marrying my Dreams.  Seen on twitter – FactsAboutBoysBest Regards,Eric JEj4Expanse@aol.com

    • Desi Erasmus

      I’m a bean counter/analyst for an insurance company, and reading our financial reports and filings over the years I learned that the ‘top guys (and gals)” in the sales force made more than the prez and other executives.  After some discreet inquiries, I learned that the prez and other execs understood this, and didn’t care a bit because they appreciated that great sales staff was the source of their own wealth.  A manager who resents his best sales people earning more than him is not fit for the job.

    • Me

      I’ve seen that happen to a few friends in equipment rental and banking, (making more money than the boss) My best buddy left immediately when they did this. Good salesmen are in high demand. If you’re good at sales, you’ll be good pretty much whatever you start in. Funny thing with my buddy, he got a better deal. His old company was seriously hurt by his leaving and fired his old manager and offered him his old job back with even better compensation. 

      It’s best to leave a company like this and work for their competition. If you’re good, you’ll take all your old customers with you.

  • Beau

    I have a friend who hates her job, but she feels trapped with a mortgage and no retirement until she reaches a certain age. I’m sending her your article. Let’s face it, we all feel to that we are victims of the system that we’ve allowed ourselves to be caught up in. There are alternatives like the ones that you present in this article. Thank you for your insight.

  • Michaelspence1970

    So I quit my job…..now what? How about a follow up…..10 things to do after you quit your job……or 10 to do to prepair to quit your job.
    We all know that working for “the man” sucks, but what else can you do?

  • Ric

    Honestly, your blog just changed my life. I am 25 year old engineer (basically forced to stay in my engineering major in college even though I hated it) and I currently hate my job. Since I spend most of my time at work I am starting to hate my life.
    The only question I have is how do I find a passion for something? I use to be passionate about ice hockey but my dreams of becoming a professional hockey player are long gone. I have been numb for so long I have lost all creativity and passion for life. How do I get that back?

    • Dylan

      I know the feeling, Rick.  I’m just recently getting back to the passion I had a decade ago, and it hasn’t been easy.

      The first step is realizing the passion is gone.  The second step is finding it again.  Obviously the first step is easier, but once you make that realization, you have your work cut out for you.

    • Chris F

      Passion comes from being good at something.  For example, you don’t know how to play the guitar, so you buy a guitar, take some lessons and play everyday for 6 months or so until you get “good” at it (not great but good) then you’ll discover a passion for playing the guitar.  So pick what you would like to be passionate about and work on getting good at it.  The passion will follow.

    • Stimpy

      Ric, I’m now a semi-retired EE. I got to do some creative and meaningful engineering work. That didn’t stop the corporation from noticing my grey hair and mounting all out psychological warfare on me to get me to quit (so they wouldn’t have to pay me severance). There are some good engineering gigs but, like James alludes to, in the final analysis they hate you and don’t give a crap about any contributions you make. I did still like the work but American Corporate management and policies are the worst in the world. I hope you find a way to break out.

  • Ric

    Honestly, your blog just changed my life. I am 25 year old engineer (basically forced to stay in my engineering major in college even though I hated it) and I currently hate my job. Since I spend most of my time at work I am starting to hate my life.
    The only question I have is how do I find a passion for something? I use to be passionate about ice hockey but my dreams of becoming a professional hockey player are long gone. I have been numb for so long I have lost all creativity and passion for life. How do I get that back?

  • Skinnyteamelite

    I agree 100 percent on your reasons to quit your job, ever since I started my own company at http://www.skinny-movie.com I have been blessed. Keep up the wonderful post….Wayne

    • Christopher onu

      Just hoping to be like you. About two weeks ago, I was just telling my friend that if I am able
      to save enough to start my own business, I will quit my present job.

      Chris

  • Skinnyteamelite

    I agree 100 percent on your reasons to quit your job, ever since I started my own company at http://www.skinny-movie.com I have been blessed. Keep up the wonderful post….Wayne

  • Skinnyteamelite

    I agree 100 percent on your reasons to quit your job, ever since I started my own company at http://www.skinny-movie.com I have been blessed. Keep up the wonderful post….Wayne

  • Jason

    James, you are a failure. Not because of your writing, ideas or advice, of course — all of which I am now proudly addicted to, forgive the preposition. You are a failure because you didn’t take the necessary steps to guarantee that your daughters love “Star Wars” as much as you! I have a five year old daughter and we talk about Star Wars all the time. She asks questions. I show her pictures. I bought her a lightsaber. I do the voices for her.

    She loves it all. Even Jar-Jar (note to self: do something about that). When we walk into a store, she holds her hand out to the automatic door and uses The Force to open it up. We watch clips on the laptop but she hasn’t seen the movies yet because she is sensitive and the movies are pretty intense. But we both can’t wait for the day when I can show her that Han Solo shot first.

    Good luck converting your daughters over to the ways of The Force. I can’t help you with Schindler’s List…

  • Jason

    James, you are a failure. Not because of your writing, ideas or advice, of course — all of which I am now proudly addicted to, forgive the preposition. You are a failure because you didn’t take the necessary steps to guarantee that your daughters love “Star Wars” as much as you! I have a five year old daughter and we talk about Star Wars all the time. She asks questions. I show her pictures. I bought her a lightsaber. I do the voices for her.

    She loves it all. Even Jar-Jar (note to self: do something about that). When we walk into a store, she holds her hand out to the automatic door and uses The Force to open it up. We watch clips on the laptop but she hasn’t seen the movies yet because she is sensitive and the movies are pretty intense. But we both can’t wait for the day when I can show her that Han Solo shot first.

    Good luck converting your daughters over to the ways of The Force. I can’t help you with Schindler’s List…

  • Jason

    James, you are a failure. Not because of your writing, ideas or advice, of course — all of which I am now proudly addicted to, forgive the preposition. You are a failure because you didn’t take the necessary steps to guarantee that your daughters love “Star Wars” as much as you! I have a five year old daughter and we talk about Star Wars all the time. She asks questions. I show her pictures. I bought her a lightsaber. I do the voices for her.

    She loves it all. Even Jar-Jar (note to self: do something about that). When we walk into a store, she holds her hand out to the automatic door and uses The Force to open it up. We watch clips on the laptop but she hasn’t seen the movies yet because she is sensitive and the movies are pretty intense. But we both can’t wait for the day when I can show her that Han Solo shot first.

    Good luck converting your daughters over to the ways of The Force. I can’t help you with Schindler’s List…

  • Jason

    James, you are a failure. Not because of your writing, ideas or advice, of course — all of which I am now proudly addicted to, forgive the preposition. You are a failure because you didn’t take the necessary steps to guarantee that your daughters love “Star Wars” as much as you! I have a five year old daughter and we talk about Star Wars all the time. She asks questions. I show her pictures. I bought her a lightsaber. I do the voices for her.

    She loves it all. Even Jar-Jar (note to self: do something about that). When we walk into a store, she holds her hand out to the automatic door and uses The Force to open it up. We watch clips on the laptop but she hasn’t seen the movies yet because she is sensitive and the movies are pretty intense. But we both can’t wait for the day when I can show her that Han Solo shot first.

    Good luck converting your daughters over to the ways of The Force. I can’t help you with Schindler’s List…

  • Trbtacmedic

    I have worked in Emergency Medical Services for about 20 years. I love being a Paramedic but I was recently ( less then a year) ley got from a long time employer. Now I didn’t go to college and again I love what I do. It’s never the same day twice. A lot of people would have been devastated by being let go from a 12 year job and I thought I was going to be one of them. But through networking as many of you call it I was able to land a part time job at another service the next day. It wasn’t much but it help make end’s meet until I landed a full time job 2 month’s later at another service. Now I admit I am not entirely happy there and have already started planning my next move to other place’s where I think I would be happier. I am I rich? No not by a long shot. But I am happy in my career and I am opening my mind to other opportunities that are out there. So remember the place you are at is not the only game in town. There are always other places out there looking for some one like you. So many people I work with in my industry seem to think that the place they work at is the only place around.. They aren’t. It may take some time so plan for the long haul but get your name out there and don’t give up.

  • Mindssong

    I think this “Top Ten Reasons to Quit Your Job Now!” is absolutely fabulous!!! I so believe in this post. Speaking from experience, I completely concur with many of the reasons that you have listed. I worked in the Mtg industry 10+ yrs before it’s collaspe and although I made crazy money (because I was really good at my job), I hated every absolute second of it! So that caused me to spend all of my money trying to escape the stress of work. I had some really good jobs with great companies and I had some really crappy jobs with the worst companies, however it did not matter, because I hated what I was doing. You’re so right, there is no surety in job security. I’ve been telling people for years that I won’t by a home because it’s way too much stress involved (and I worked in the mtg industry remember?) plus I like the freedom of being able to move if I so decide without the work it takes to leave a home that you own. Lets now even talk about disliking your boss and/or co-workers – whew! I have some stories that I could share about that and I’m a very outspoken person, so you can only imagine the run-ins I’ve had – LOL!!! This article is an awesome piece of journalism and to heck with your critics, if their happy on the plantation, then let them be! But for me “I’m free at last, free at last, thank GOD almighty – I’m free at last!” Because I was willing to let go of mtg’s – GOD has given me the most awesome opportunity. I’m now doing something that I absolutely love and I’m very successful at it. Keep posting – it’s food for the soul! May GOD Bless you!!!

    • eric j

      Nice post – I’ve been in the mortgage industry for so long and am reaching out to put some new projects together.  I’m interested in hearing about your new opportunity.
       best,
      Ej
      ej4expanse@aol.com

    • Elizabeth

      Hi,  I need some advice Mindssong.  Have you ever had a screaming boss?
      If so, how to handle(?).  (I’m looking actively for another job but need guidance on how to work it in the meantime)

    • Elizabeth

      Hi,  I need some advice Mindssong.  Have you ever had a screaming boss?
      If so, how to handle(?).  (I’m looking actively for another job but need guidance on how to work it in the meantime)

  • ronaldo

    Back in the late part of 2009 I actually had to quit my job since it was so slow that I could not pay the rent, and the bills anymore. I used everything I knew to survive through that hard times, making money every possible way I could think of. Now I have a job again and doing okay. I drive a big truck interstate by the way. I can almost say I like my job since I have no boss over my shoulder, and I get to see the country. The only thing is I miss my family while I am out there. Still I think truck driving is the least stressful job there is. I know of people who used to have a career such as airline pilot, computer programmer etc, and switch to becoming a trucker. I can see why. It’s hard to put up with a boss or co workers at times. I am all alone when I drive so I don’t have to put up with anyone, and I make a four digt salary a week without a college degree. I would say no thank you I don’t want to quit my job ..well as long as the economy is okay as of now.

    • Stimpy

      I’ve thought of doing that. Isn’t back up parking a big rig a nightmare?

    • asoka

      Pretty god one.
      I am going to cut and paste it in my blog. I hope you do not apply Copy Right Law (JOKE)

  • Mark

    Good points raised, especially not wasting 45 years of life in a terrible job. However, what’s the deal with this “The Economy is actually fine” crap? Have we been reading too many newspapers or have you,sir, been listening to too many government lies designed to keep Americans from fleeing to live in cheap countries?
    I’m also curious to know where you got your information about a massive printed money infusion (which only causes inflation, stupid). Was it from a newspaper, or Bernanke himself?

  • Dominic

    Very interesting post as always… makes me want to…

  • Anita19

    I just found your blog today and I am so delighted I did! (thank you Penelope Trunk for name checking it on your blog).  The timing is perfect for me and I will be scouring all of your fabulous, insightful posts as I make my way into the unknown (for me anyway) world of self employment.  Onward!

  • Erin A.

    I just wanted to say that I recently found your blog and LOVE it.  I made my way here from Penelope Trunk’s links and love your brutal honesty.  

  • http://www.highballblog.com/ Constantin Gabor

    Still getting clicks – you got that right! :-)

    The “owning a home” and “going to college” are issues that go well with the philosophy of “you’ll be rewarded in the future for your current effort and stress”. The fact is, if you you simply enjoy the moment and do what you know and like without thinking too much on the outcome – you’ll get to the point where your own home and other material things will come to you naturally, without any stress. But in the process you may end up realizing that’s not much of a victory or fulfillment. 

    Having fun, loving and being loved and accumulating experiences (not material possessions) are worthy goals. Go for those and ignore everything else!

    Thanks for your awesome writing, James. It pumps me up! :-)

  • http://www.facebook.com/people/Ben-Brinneman/36603124 Ben Brinneman

    I enjoyed your site so much I wrote a blog similar to what you had written about. 20 things you can do to change your life!http://t.co/HZ9sxTZ via @Digg

  • http://profiles.google.com/kenneth.bagwell Ken Bagwell

    Good for you Sir! But I think I now know why Argentina is in such a mess financially.

  • Anonymous

    right right let me get this riht now i got it. anywayz i know really fit guyz loll but this is just sooo weird and anywayz you pppl are so right about these points i am lucky enough but sometimes i feeel danger cumin so i try not to get tooo close to the boys lolll

  • Anonymous

    welner i really lk this   ‘Haters gonna hate’ let haters hate

  • Anonymous

    thats soooo true m8

  • Anonymous

    thats soooo true m8

  • Anonymous

    and caromusa ur wicked bladddd

  • Anonymous

    and caromusa ur wicked bladddd

  • Anonymous

    …………………………………………. sos

  • Anonymous

    …………………………………………. sos

  • chouaib mallem

    great stuff!! but i don’t think that I personally could apply this strategy in Algeria where I live and even if i say to my friends/parents that am going to do such thing they will immediately shot me since i have a job in a big multinational (the job is silly but the pay is relatively high comparing to my peers) and the reason is that here in Algeria if you have a job you’re fortunate no matter what the job is, you will have a lot of dates by just saying am working in a big multinational, so it’s way too hard here than in America to just say dude am going to quite because i hate my job because none has ever done it before and i don’t blame them and the problem is not to try to persuade others about quiting my job but it’s how i could persuade myself that i have to quite my job. 

  • chouaib mallem

    great stuff!! but i don’t think that I personally could apply this strategy in Algeria where I live and even if i say to my friends/parents that am going to do such thing they will immediately shot me since i have a job in a big multinational (the job is silly but the pay is relatively high comparing to my peers) and the reason is that here in Algeria if you have a job you’re fortunate no matter what the job is, you will have a lot of dates by just saying am working in a big multinational, so it’s way too hard here than in America to just say dude am going to quite because i hate my job because none has ever done it before and i don’t blame them and the problem is not to try to persuade others about quiting my job but it’s how i could persuade myself that i have to quite my job. 

  • chouaib mallem

    great stuff!! but i don’t think that I personally could apply this strategy in Algeria where I live and even if i say to my friends/parents that am going to do such thing they will immediately shot me since i have a job in a big multinational (the job is silly but the pay is relatively high comparing to my peers) and the reason is that here in Algeria if you have a job you’re fortunate no matter what the job is, you will have a lot of dates by just saying am working in a big multinational, so it’s way too hard here than in America to just say dude am going to quite because i hate my job because none has ever done it before and i don’t blame them and the problem is not to try to persuade others about quiting my job but it’s how i could persuade myself that i have to quite my job. 

  • Voyager

    These are not my own words, but I have found them to be most appropriate and have done my own best to live by them:
    ….Avoid meaningless work if possible. Jobs take up too much of your
    time and life energy to have no intrinsic value besides a means to get
    you a pay check. Sometimes you may have to accept such a devil’s bargain
    to survive, but if at all possible find meaningful livelihood. Avoid
    work that you won’t remember well on your death bed! — — Jonathan Zap, The Zap Oracle…..

    • Guest

         But who wood sweep the floors? Who would clean the toilets? Who would pick up the trash? Who would dig the ditches? Who would build the cars? Who would pick the strawberries? Who would milk the cows? Who would slaughter the pigs?

      This was the dilemma the gods encountered when they inhabited earth.. Originally the angles served the gods by doing the labor. The angels eventually complained and the gods agreed to create beings to do the labor. That’s where humans came into the picture!

      • Guest

         I can’t fathom why I used the word wood where I should have used would in the above post.

  • dj1480

    This blog is pretty good.

  • http://helpmyseo.com/ David Amerland

    Nice post, one objectionable remark is the ‘crack whore’ reference (and accompanying pic) – kind of spoils the effect, makes light of a real social problem and plays for cheap sensationalism, which a good writer should not need to.

    • http://jamesaltucher.com James Altucher

      You’re right. I changed it.

  • Solidspin

    James – I agree 100%!  This is why I am so overjoyed when I do science/math every day!  I made this decision in 2002 when my last a$$hole boss stole several thousand dollars from me.

  • Jordan Multack

    Make them watch Schindler’s List, an epic film that everyone should watch at least once to understand the hardships of the victims of the holocaust…..

    • Guest

      Schindler’s List is a wonderful movie if you enjoy fiction.

  • Anonymous

    Greetings,

    What this really boils down to can all be summed up in a simple statement:  You make yourself rich by reducing your needs.

    When the crash of ’08 dropped, my wife and I decided to shut both of our businesses down.  We sold everything we owned and moved on to a sailboat in S. California near Malibu.

    I spend my days out sailing or hanging out at the beach.  In my spare time I taught myself electronics (something i always wanted to learn) and started building vacuum tube electronics that I started selling to recording studios around LA.

    Do you watch the show Glee?  Those songs are recorded on my equipment.  Listen to Aerosmith?  They are recording their new album with my equipment.  Sony, Disney and Turner Broadcasting also use the stuff I build. 

    I couldn’t have done any of this if I were still attached to a three bedroom 2 car garage house. 

    Now, if I want to move somewhere else I can have the wind carry me there.  I can also produce my own electricity and water.  If things like food riots or, say, some plague comes around then I will just float out into the ocean until it all settles down.

    I’ve never felt more secure.

    • Dana R

      Can you use a hand on the ship? 

    • sandman

      What kind of sailboat & what size!?!  sandman

    • Jsell2200

      You are so cool…thanks for sharing

    • Fubar

      is that a sort of “pennies enlargement” strategy?

    • Ostnizdasht206 .

      I found this funny, but cool.

    • Jen

      I paid off my home and my car and I have no debts. I teach college but I want more than just summers off. I am going to sell my home and move into a fixer upper for a lot less money. Once they pass, I will get down to one or two pets not 4. Freedom comes with less debt!!

  • Oidhfsogih

    Wait, so quit your job…and do what? Are you advocating starting one’s own business? What if they can’t think of a decent business model for this economy? What if they don’t have the startup cash? I understand that you’ve listed the rationale for not placing faith in traditional employment, but what is the alternative???

  • Eddiearreola

    so, you’re a dirty jew?

    • http://jamesaltucher.com James Altucher

      I’m keeping your comment up here rather than doing what I normally do (delete it and block you). So people can see what kind of people still walk among them every day. I don’t care about the anti-semitism. People say that about every race and sex. But you just felt compelled at 4 in the morning to write this on the blog. No matter how many blogs are written, no matter how much society tries to improve, everyone’s got a mini-Hitler inside of them trying to escape. I feel bad that you let yours escape. I hope you get better.

    • Andrew

      I’m guessing you dropped by from your post over at Stormfront, right, Eddie?  Such pithy, incisive commentary at such an early hour.  Actually, I’m sort of impressed that you even know how to type; most Neanderthals are content to work with crayon.

  • http://pulse.yahoo.com/_2FTLCWEIC3COQDIUOLAFPFI6RM William

    I have one phrase for everyone: Multiple streams of income. Create as many as possible, no matter how small. Think big, but don’t reject the small, simple ideas. In this economy, it’s too easy to lose your job, so you have to have more than one source of money. Times have changed, and that’s the new reality.
    Selling on e-bay is good, and can build into something even better, but add to that some other things. Mow some lawns in your neighborhood, rake leaves in the fall, shovel snow in winter. Those are all active streams of income. Now add some passive streams, the ones where you set it up and the money comes in without you actively having to pursue it every day. Things like renting out a room in your house; maybe buying a rental property eventually, and then maybe a few more. Start a courier service that covers a small area. If you live downtown, do it by bicycle. If you own a truck, haul junk away for people, or have a local delivery service for people who need something moved, but don’t have access to a truck.
    Freelance your talents. Can you write? Try writing copy for marketing and advertising firms or for any company. Are you artistic? My wife makes baby gifts that she paints on scraps of wood she rescues. The overhead is almost nothing, but people pay big for those. She posts them on facebook everytime she makes one and people ask her to do one for them. She also sells makeup and accessories through a well-known mail order business. It’s easy and she likes it. It makes a few extra bucks for us.
    If you want to quit your job eventually, maybe you could start a company that trains new employees to do what you already know how to do. Take that experience and use it to be a consultant on a contract basis.
     I have just now started to realize all of the opportunities out there for people who are resourceful and use their heads. End the pity party and get to work on your ideas. Wait until the kids are in bed tonight and stay up all night working on it if you have to. Just get your ideas down on paper and write out the steps you are going to take to make it happen. Then (most importantly) do it. Don’t listen to your brain trying to sabotage you into making excuses for why you can’t do it. Don’t put it off until next week or next month (if you do, you’ll never do it.) Go live your life now. 

    • Mm Eeee

      Yup, if you have one income and lose it- DISASTER! You have 5-6,losing one is no biggy.Great post, william.

    • Jim

      I’m not 12, sir. No shoveling, raking, or mowing lawns.

  • bill f

    I lived for two years on the front steps of your Administracion Federal de Ingresos Publicos building in Plaza Mayo, BA all because I was trying to escape the USA. Good luck to you in Argentina, but your people rarely travel anywhere. I don’t know why that is. You won’t find a job better than the one you already have, believe me. But lots more Americans may want to relocate there. It’s more fun than the US, that’s for sure.

  • http://trabajox5.com Trabajos Part Time

    Damn if you’re right about becoming your own boss! Luv the article, very straight forward and informative… still with your own sense of humor. Thanks for sharing your ideas.

  • Witchell_n

    I took the leap and left a job that I had felt enslaved to for seven years.  My last day is Sunday.  I’m going to work for a company shooting and editing videos.  It’s a lot of fun, I choose my own hours, I get paid more than double what my former job paid.  I feel immensely light about it and I’m surprised at how much stuff felt important until the very moment I made the choice to leave.  There are absolutely no promises with this new job.  It could all go down the tubes in a few months, but I don’t care.  I’m scared.  Change does that, after all–makes you scared.  But it’s a good kind of scared, you know?  Like when you’re at the top of the roller coaster and everything stops for just a tiny moment, and you can look around at everything in the world for a few miles in every direction, but you know that moment will plow right on into the next one and you will be free-falling and screaming at the thrill, but feeling alive and excited at the same time.  I think that the decision to leave is very important.  The minute I resolved to move on, all of these opportunities that had been waiting in the wings suddenly made themselves evident in abundance.  Maybe it all comes down to just making the choice.

  • Trevordungin

    So are you an agorist or voluntarist yet? Let us know when you figure it out.

  • http://www.bronsonlaureiro.com Bronson Laureiro

    Entrepreneurship is the way to go.  Love this blog!

  • Brother Tim

    this is a question for james altschuler. did u get your ideas from robt kiyosaki?

  • http://pulse.yahoo.com/_UXENF5MINQ6GPPGWJG7ZXWSTFQ James

    “Oh that magic feeling, no place to go.” Lennon/McCarthy

  • http://pulse.yahoo.com/_UXENF5MINQ6GPPGWJG7ZXWSTFQ James

    “Oh that magic feeling, no place to go.” Lennon/McCarthy

  • http://pulse.yahoo.com/_UXENF5MINQ6GPPGWJG7ZXWSTFQ James

    “Oh that magic feeling, no place to go.” Lennon/McCarthy

  • http://www.facebook.com/grisselv1 Grissel Velez

    And I’ve been very blessed as well.

  • Erwin

    Hi James,

    Is it unethical to interview for another job while you are still currently employed?

    Thanks,

    Erwin
    PS- I cannot wait until tomorrow (Twitter Q&A by James Altucher)

    • Fubar

      Probably no more so than the unethical aspects of you current job. If a new job is more ethical than an old job, then a case could be made that is is more ethical to look for a new, more ethical job “in secret” than to tell the people at the old job that you are trying to get another job, and suffer their response (potential retaliation).

      (Will the people at the old job retaliate? Are THEY being “ethical” if they do so?)

    • Stimpy

      Heck no. You’ll be lucky if the company doesn’t hire your replacement before they let you go.

  • http://twitter.com/YlliHax Ylli Hax

    Lay of the right now, people need to be prepared before they quit their job and drown in unemployment. Its all about working whilst you have a job and then quitting your job, not the other way round.

    See: bit.ly/vSU60D

  • Guest

        “The economy is about to boom ”

    1/06/2012

     I was right with you until you said this.  The economy is not going to boom. In fact we are about to see the biggest depression in US history. Quantitative easing ( printing money) is not going to help us for two reasons, the money is not making it to the people, it’s going to the largest banks and corporations on the planet and they aint sharing it with the serfs. Even if the people received the money.. it would only serve to delay the inevitable.

     The 2nd reason.. At last count the amount of money given to these institutions is over 16 trillion. That’s TRILLION. That is more than the entire GDP of the united states- handed over in secret low/no interest loans to the largest corporations on earth… and that’s just the beginning.
    QE3 will start in the 1st quarter or 2012. Eventually, the result will be inflation to the extreme.

     If in five years the money you have is worth 50% of what it is today.. consider yourself lucky.
     The only why around the devaluation of the dollar is to trade your cash for hard assets which will protect the value of your money or possible even increase the value of your money.  Think precious metals.  If you keep your cash in a bank ( the worse possible place to keep it) or under your mattress, you are going to lose a great deal of it.

    Hyperinflation combined with higher taxes (who do you think is on the hook for that 16 trillion?) is gong to destroy America!   

     The dollar we use today is NOT a real dollar..  The legal definition of a United States Dollar is  a unit of weight equaling 371 4/16th grains (24.057 grams) of pure silver.   The dollar we use today is not backed by silver and does not belong to the United states. It belongs to the federal reserve which is a private bank, not a government agency..  The current dollar is a fiat currency backed by nothing.  Do your homework and discover what has happened to every fiat currency in history.

     The economy is indeed about to boom… but the boom is the sound you will hear as the economy implodes and the dollar and it’s true value (zero) meet in the middle of the ring!

     Once again. Read history!! The dollar is a fiat currency and every single fiat currency in history has self destructed.  The dollar is on life support and we are near the very end of it’s life. Protect yourself and your family!

  • HVB

    All posts point to awesomerest, keep fighting the good fight James, becoming an avid follower and at the incipient stages of entrepreneurship, under a mountain of debt from bachelor’s and law degree… yet knowing I never want to be what the degrees set me up to be… promised myself the debt would never have an ounce of influence in my decision making because then I’ve already lost… though it helps to be reminded of some of the sentiments I hold closest and to trust that I’ll get there on the unbeaten path because it’s where I’ve always wanted to be. 

  • Rezza

    In certain points ,yes you have to agree & be positive in what are we doing right now.Its all the gut  that we all have in our heart & soul.be a pro active thinker always & those who wanted to be entrepreneur,shall read this & gather a positive guidelines in what ever you are doing.& this is for ”
    some people love their jobs. This is not for them but the 90% who don’t.”.ENJOY WHAT YOU GUYS DOING OR GOING TO DO.

  • Billy

    James and others,

    Do you think is it better to quit a crappy job with crappy boses or wait until you  find a better job or wait for them to fire you? How long should we suffer the misery?

     I am so unhappy but If I leave today I am left without the safety net of unemployment($1200 per month)? and then do I become less employable for future jobs. I am seriously looking at other jobs, but I feel my current job makes me son unhappy it is affecting every ther part of my life(social, family, emotional, physical etc)

    I will listen to all advice?

    Thanks,

    Billy

  • Dogzilla

    The number one (and only) reason this article is complete, utter BS: WTF am I supposed to do about health insurance if I quit my job right now? Most of us are only one car accident or dreaded disease diagnosis away from financial ruin; some of us are in that position even if we have insurance. The main reason I don’t quit my job and start a business is: If I get sick or injured, I would be screwed. I will have to live in a cardboard box under the freeway eating cat food. 

    • Tsgreer

      Well, what will you do if your company decides to drop the option of offering you insurance. There is no law that says a company HAS to provide you insurance. In fact, most companies don’t. And have you ever looked into getting private insurance? It’s not as scary as you might think. I mean, I’m 43 and if you have money saved for a larger deductable, it’s only a couple a hundred a month. Granted I am healthy and everything, but still….

    • Dennis

      Two examples Dogzilla:
      Forty-three years ago my mom was so fed up with living on welfare that she went through an assessment program at Goodwill Industries and was placed in a job at the Food and Drug Administration washing beakers and other lab equipment. This was despite the fact that she had Cerebral Palsy, three kids, could barely walk and sure as hell couldn’t drive. She took the bus downtown to work until she was able to find a car pool she could join.Unfortunately the Federal health insurance plan didn’t provide coverage until after she worked there six months. The welfare system did not provide any gap coverage so in order to take employment and get off of welfare she had to risk us not having health insurance for six months. Plus her initial after tax income was less then her welfare benefits. But she said f ck it and took the chance. Was she irresponsible to do this? Your call.

      My niece and her husband started their own real estate business and in order to conserve cash did not buy any health insurance coverage, not even enough to cover extraordinary expenses. Nothing. And they had two kids. Like many ‘entrepreneurs’ they said they couldn’t afford it; they were ‘cash’ buyers. Were they irresponsible to do this? Your call.

      In both cases it means that, if they did have medical expenses they couldn’t pay, they would end up in bankruptcy. Then they would be free and clear of their medical debts, having socialized the cost across the rest of the society. So you see people socialize the risk of their medical expenses, and other debts, all the time without the consent of those who assume the risk and without compensating them for the risks they take.

      My mother was much happier once we got off of welfare and we had insurance coverage and her raises finally exceeded the value of her welfare benefits. My niece and her husband have a successful business now, taking all the credit as ‘risk-taking entrepreneurs’ and none to the rest of us upon whom they involuntarily thrust the risk of their endeavors.

      So Dogzilla: why should you be any different?

  • Hadenough

    I find this most inspiring, But I do think that both can be done at once. Just think first. We keep ourselves in these little boxes and think we will find what is just out side, but we never look. I have worked hard and for what I am not sure, maybe to find the truths of just who really is next to us. I don’t like what I see. I know what I want to see so I work to get there but never have time.
     So I am taking the step, my dear husband who so carelessly let some wonton >>>>. Thinks that I will just forgive him and that if I go and do the things that are really in my heart that he will be there with me is the same fool that has so carelessly… Not a chance. He, I have realised is one of my stiffels. My work is the other. Both go against what is right and what is in my heart. Yes, he wants me because he know no matter how bad this world get I can get us through. I don’t care about his credit that I have gotten him by paying the bills on time. What is credit anyway. Money talks, not credit. The house, you bankers can have it, I would enjoy watching you put the new heat pump in or the new roof 6/12 pitch over the two story part, would have you wetting your pants. It’s kinda sad when a chick in a bikini top and cut off levi’s  and work boots can do it with out a hitch, but she didn’t get a return this year, cuz she’s been chaseing that chance to have a dream and made to much and got in a different tax braket (middle, middle class) and the good old huby didn’t change his deductions as discussed. So no roof this year, and the 20+ yr stove is going out too. Good thing I can cook on the wood stove. So yes this brings up the rent thing. I would just make a compliant and have them come fix it. Or I would fix it and have them take it of my rent. I would be paying half of what I pay now,I don’t think it is that bad an idea. I wouldn’t have to worry about being sued for my legal easement rights and the same folks trespassing on my property, and the cops telling me it is a civil matter. Well doesn’t the tax payer pay for Cop and is’nt it to protect my civil rights? Oh wait there I go thinking outside my little box again.
     My little work box on the other hand is called waste and I thought that I could make a difference. Well they sure have shown me. I really think they want me to be like the guy in the cube across from me, I always look over to see if I am going to have to resesate him, he gets all grey blue,, but his wife wants one more thing so he has to work five more years even though he can retire now. I think she is mean. They just look at me and ask if he is alive. I hate going there but nobody want anyone who works for waste, it was just like trying after I quite the job for gwedo. It took me awhile. But I worked hard in the field and thought that if I went to school and everything that it would be so much better. Neck down is very desirable now, but I know in my old age it wil hurt and I ‘ve watched that too, which saddens my heart.
     So in the long short of this, I am going to be heading out again on my own. I will be doing a few fun things for income, renting and taking my family (not the huby). I have the spunk and know how and can’t wait for everything to fall into place. And for you men, No Support from him or allimony. don’t need it or want it. Besides I made acouple grand more. I am also getting rid of the sports car cuz I can’t pack lumber in it or plants for the yard.

  • http://youtern.com Dave Ellis – YouTern

     Hi James,

    Just came across your blog and it looks like I’ll be a regular reader. Great advice in this post! I hope people realize that the days of working at a company for 30 years and then retiring with a gold watch are the stuff of “Mad Men”. It doesn’t happen anymore. And never will.

    Today, we all should regard ourselves as individual corporations… “You, Inc.” Treat your boss and co-workers as customers. Save and invest your paychecks. Build your career for YOU… not for the company you work for… companies no longer have loyalty to their workers – it’s all about the bottom line.

    It’s a harsh reality, but that’s the way it is now.

  • Marat

    i like your blog very much, thank you

  • http://zeekrewardsscamx.com/zeek-rewards-review/ Chris

    Multiple streams of income is the way to go! It takes a little time to get use to things but what is better than working from home and getting daily pay for things you put effort into a year ago. Many people struggle to find a real work at home job and if you need work now you can reach me at 1-518-396-7952 or CMFARCHER@GMAIL:disqus
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  • Joe Wasylyk

    James,

    Hi! I think that some day we will ALL be self-employed because more and more companies cannot afford to pay us when the downturn in the economy could last up to 10 years or more. It’s probably important in this scenario to start engineering your own personal escape plan where you are compensated more for your skills, experience and knowledge. In my field the 50+ Seniors I think that Seniors will be better prepared then younger people to find meaningful work on a contract or self-employed basis.

    Seniorpreneur

  • e Blogga

    Dumb blog..you sound like someone who is afraid
    Of committments..

  • http://www.pamelahoke.com/ PamHoke

    I so admire your courageously brilliant unveiling of truth, splashed with the humor so desparately needed! Thank you for yet another fabulous wake-the-f-up post, James! I would love to add, that many of these points are strengthened when one looks to nature – survival basics, daily hunting and gathering, trusting one’s own natural sense and just staying aware of one’s environment (what we humans deem as “common sense”). It is like we continue to suffer from “job” entitlement disorder, which essentially deprives one of the ability to fend for oneself. We are all biologically equipped to survive, we just lost touch with that ability – but can plug back into that and rely on ourselves. I so appreciate you for boldly informing and inspiring. Keep it comin’!

    • http://www.pamelahoke.com/ PamHoke

      Wow…just saw how old this post was – man, you were so ahead of your time. I love reading some of the posts here from a couple of years ago however – wonder if the ones speaking of clinging to their miserable jobs are still employed…bet they wished that had their plan “b”:) Peace. Onto read more of your recent work!

  • testauthor

    test comment

  • Daniel Heavlin

    I just quit today, James’ blog is what pushed me over the edge.

    I don’t know if I should thank you yet or join the ranks of haters, but I do know that my life is going to be a lot more full than it would have otherwise been.

  • Sitara

    Thank you. I had the same query as to how do I quit yet continue supporting myself & family? There are bills to be paid. Expenses can be curbed.
    However, at the same time, I would rather be unemployed than be badly employed.

  • Phil

    Great posting Mr Altucher, there is a lot of information and help listed in all of your postings. what is it that keeps so many of us entrepreneurs down and searching when we know what to do and how to do it? I have wanted to be a realitor for 25 years. I have gone thru the class once 7 years ago but did not follow through. this is just one example in my life of seeking to be an entrepreneur with great ideas to never act on them.

    about my situation.. I have been very unhappily married for 21 years. we have 2 children that I love dearly. I stayed in marriage so that I could raise my children with my values and to put them to bed at night and wake them up every morning. it is the reason I had children, So I could raise them.. I knew it would be very rough times mentally, physically, emotionally, spiritually and financially. it has been tougher than I expected, especially the past 3 years. Well, I MADE IT. my daughter is a senior at ASU. my son just graduated high school and is a freshman at ASU. both received scholarships for most of the cost. I have had to pay for books and some classes. I am now free to move forward with my life. for the past 30 years I have been working for someone else for the security of my childrens healthcare insurance. I have taken a few adventures during those 30 years but never followed through (no written plan). Now, as of June 2013 I found out that I was going to be fired and I thought I needed some time to find a new job or start my own business so I gave a 2 week notice to delay. well I did resign. I started a Pool Cleaning Business, at the same time I started working for another pool company for experience and cash flow while I built my customer base. well I found out it is a challenge to acquire customers, all of my friends and family said they would help and talk to their friends but of course no one stepped up, no one helped. not even family. I built my own website and started advertising. still no customers. then your book was recommended to me from a subscription that I have with WSD insider. I have read the secret and many other self motivating, entrepreneur books. I enjoyed choose yourself and got a lot of great ideas from it. BUT, still I am sitting on my ass, getting anxiety. low cash flow,… I know you have failed a number of times and was able to rebound. I am starting with absolutely ZERO cash, ZERO credit, ZERO friends, ZERO help. my vehicle barely runs. I am struggling to pay the mortgage and other bills. I have ZERO family or friends that I can count on to help me. they all want me to get a new job and work for a living. (J.O.B. means Journey of Brokeness)… I will continue to chase my dreams. I am solid, I am physically fit, I am emotionally fit and kind to people,. I am mentally sound (AA Computer Science and the Director of Medical Records for the past 13 years at 2 separate hospitals. HIPAA officer, Senior Leadership Committee. etc.).. I read and challenge myself often. I am unsocial only because I have to block out the negative people in the world.

    Currently I am updating my website dynamicpoolcareaz.com… posting my ads on craigslist. I am also studying how to tint automobile windows so I can start a business tinting. I am researching real estate schools so that I can get my license. I need to follow through this time with real estate. . I learned to use multiple business’s as income from choose yourself. thanks for the suggestions. I am also researching companies that need a website (since I built my own website I could be a professional that helps others). also looking into helping companies on the social media networks. getting them on facebook, twitter and youtube. again great ideas from your book. creating APPs is also a cool idea.

    Still I am struggling with me. the anxiety, the procrastination, the depression. I am trying to overcome them and they get in my way in every way of my life.

    Do you have any help or advice for me?
    thanks,
    phil

    • padugan

      your website sucks. You didn’t build it, it’s clearly a template, and a bad one at that.

      • Muffy

        How gracious of you to say so.

  • http://lucieboshierlove.com/ Lucie Boshier

    Great post, thank you

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  • RonPaulHasLeftTheBuilding

    Hey Mr. Altucher, Don’t read or listen to the mean comments. I saw a youtube video where you where discussing ‘who needs college.’ http://www.youtube.com/watch?v=islwIvp45Q4. In the youtube video the young female read a very disturbing and inappropriate letter that was directed to you. Maybe I’m too nursie, but I would have left the studio. I think any ‘jouranlist’ that wants to discuss hate mail and REPEAT the vile letter—is unprofessional and disturbed. Next time you may what to interrupt and state to the interviewer; don’t read that hateful letter to me or this interview is over. In the youtube video I was shocked that the young female was actually laughing while reading the hateful letter. That was so rude. Even my ‘worse’ patients would NEVER talk that way to me, probably bc they know they’d be waiting a loooong time to get their PRN pain med-ha. Plus most know there’s only one thing between Patients and a Hearse and that’s a Nurse…anyway, don’t feed the beast!

  • rahul

    keep writing…..i am looking forward to quit job and do what i wan to do ..but i dont know what i wan to do haha :P ideas keep fluctuating :P

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    Best-Paying Work-at-Home Jobs

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